Do Canadians have too much money tied up in residential real estate? Is this dangerous? Garth Turner thinks so - and in The Strategy, he will tell you why. But, he also tells us not to despair - that there is a way to turn non-performing home equity into a dynamic and growing retirement fund. It is a strategy millions of middle-class Canadian investors must discover and employ if they are going to avoid a retirement crisis that will envelop the country after the year 2011.