NAUGHTY OR NICE? Meet three sophisticated women who aren't above a little mischief under the mistletoe to relieve holiday stress. CHRISTMAS PRESENCE ~ Donna Birdsell Young widow Astrid Martin wants to boycott Christmas--but her husband's ghost won't let her! Before long she has a tree, even a gift-wrapping job at the mall, where she meets the man who holds the key to her Christmas future. SECRET SANTA ~ Lisa Childs When Maggie O'Brien receives gifts from a secret Santa, she suspects one of the three men in her life has finally wised up to how special she is. Who's the mystery man--her ex, her boss, or that good-looking car mechanic? Come Christmas morning, will true love be waiting under Maggie's tree? YOU'RE ALL I WANT FOR CHRISTMAS ~ Susan Crosby Divorcée Lauren Wright opts for a Bahamas Christmas getaway--only to be stranded at the airport by weather. But a very personable fellow traveler makes the time fly--and temperatures rise. Bahamas or no Bahamas, things are about to get steamy....