One hundred and fifty thousand dollars, ready for the taking. It's too much to resist for Earl Slater, a bigoted ex-con slumming through life with a patronizing girlfriend, an obliging neighbor and zero expectations. He agrees to be part of a bank job planned by former cop Burke. Until, that is, he finds out one of his partners will be a black man. Earl's desperate need for cash, however, leads him to reconsider. For the job only, he'll put his racism aside ... until moments away from the score, hatred erupts.