At the Under the Table host club, Valentine's Day means one thing: cash. Neglected housewives, newly ex-girlfriends, and lovelorn thirtysomethings pay for the attention of handsome men. Shy bartender Jem has always wanted to be a host, and when the club's owner, Miss Rye, accepts a contract from a MensLove Convention, Jem volunteers to flirt and make out with another host for the ladies' entertainment. Bailey, an older man who's had his eye on Jem, convinces Miss Rye to let him be Jem's partner, and everyone gets more than they expected--especially Jem and Bailey.