This book shows people in their late 20's or 30's how to take responsibility for building a sizeable retirement fund through a careful mix of investment products, ranging from the safe to the exotic. There's also an in-depth look at pensions aimed at younger readers wanting to assess the various options on offer, through to older readers who have to make some hard decisions about annuities and endowments. The book also shows you how to identify your personal money philosophy and build a long-term plan to reach your retirement goals.