Rory Mullen pretends to be a boy while working in Yellow Hal's place in the pirate haven of Port Royal, Jamaica. Her aunt was the pirate's mistress, but is dead. Where else could Rory go? Her father betrayed her mother, who died at Rory's birth. Or so she believes until Nathan Lawler comes into Yellow Hal's place looking for the answers to a puzzle that leads to treasure. A treasure that once belonged to her father and which he hid to keep it from his greatest enemy. She knows right away that Nathan and his crew are not the pirates they pretend to be, and Nathan quickly discovers Rory is no lad. Fascinated by the beautiful woman she truly is, he realizes that she is the key to the treasure he covets. As they follow the clues and their hearts, he wonders which was Rory's father's greatest treasure: his gold or his daughter.