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United States Congress

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PDFUSH3 | AuthoritY: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), 1639(l), and 1639h; Pub. L. 111-24, section 2, 123 Stat. 1734; Pub. L. 111-203, 124 Stat. 1376 | Source: Reg. Z, 46 FR 20892, Apr. 7, 1981, unless otherwise noted |

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Subpart A—General
§226.1 Authority, purpose, coverage, organization, enforcement, and liability.
§226.2 Definitions and rules of construction.
§226.3 Exempt transactions.
§226.4 Finance charge.
Subpart B—Open-End Credit
§226.5 General disclosure requirements.
§226.5a Credit and charge card applications and solicitations.
§226.5b Requirements for home equity plans.
§226.6 Account-opening disclosures.
§226.7 Periodic statement.
§226.8 Identifying transactions on periodic statements.
§226.9 Subsequent disclosure requirements.
§226.10 Payments.
§226.11 Treatment of credit balances; account termination.
§226.12 Special credit card provisions.
§226.13 Billing error resolution.
§226.14 Determination of annual percentage rate.
§226.15 Right of rescission.
§226.16 Advertising.
Subpart C—Closed-End Credit
§226.17 General disclosure requirements.
§226.18 Content of disclosures.
§226.19 Certain mortgage and variable-rate transactions.
§226.20 Subsequent disclosure requirements.
§226.21 Treatment of credit balances.
§226.22 Determination of annual percentage rate.
§226.23 Right of rescission.
§226.24 Advertising.
Subpart D—Miscellaneous
§226.25 Record retention.
§226.26 Use of annual percentage rate in oral disclosures.
§226.27 Language of disclosures.
§226.28 Effect on State laws.
§226.29 State exemptions.
§226.30 Limitation on rates.
Subpart E—Special Rules for Certain Home Mortgage Transactions
§226.31 General rules.
§226.32 Requirements for certain closed-end home mortgages.
§226.33 Requirements for reverse mortgages.
§226.34 Prohibited acts or practices in connection with credit subject to §226.32.
§226.35 Prohibited acts or practices in connection with higher-priced mortgage loans.
§226.36 Prohibited acts or practices in connection with credit secured by a dwelling.
§§226.37-226.38 [Reserved]
§226.39 Mortgage transfer disclosures.
§§226.40-226.41 [Reserved]
§226.42 Valuation independence.
§226.43 Appraisals for higher-priced mortgage loans.
§§226.44-226.45 [Reserved]
Subpart F—Special Rules for Private Education Loans
§226.46 Special disclosure requirements for private education loans.
§226.47 Content of disclosures.
§226.48 Limitations on private education loans.
Subpart G—Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College Students
§226.51 Ability to Pay.
§226.52 Limitations on fees.
§226.53 Allocation of payments.
§226.54 Limitations on the imposition of finance charges.
§226.55 Limitations on increasing annual percentage rates, fees, and charges.
§226.56 Requirements for over-the-limit transactions.
§226.57 Reporting and marketing rules for college student open-end credit.
§226.58 Internet posting of credit card agreements.
§226.59 Reevaluation of rate increases.
Appendix A to Part 226—Effect on State Laws
Appendix B to Part 226—State Exemptions
Appendix C to Part 226—Issuance of Staff Interpretations
Appendix D to Part 226—Multiple Advance Construction Loans
Appendix E to Part 226—Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis
Appendix F to Part 226—Optional Annual Percentage Rate Computations for Creditors Offering Open-End Plans Subject to the
Requirements of §226.5b
Appendix G to Part 226—Open-End Model Forms and Clauses
Appendix H to Part 226— Closed-End Model Forms and Clauses
Appendix I to Part 226—Federal Enforcement Agencies
Appendix J to Part 226—Annual Percentage Rate Computations for Closed-End Credit Transactions
Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Appendix L to Part 226—Assumed Loan Periods for Computations of Total Annual Loan Cost Rates
Appendix M1 to Part 226—Repayment Disclosures
Appendix M2 to Part 226—Sample Calculations of Repayment Disclosures
Appendix N to Part 226—Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
Appendix O to Part 226—Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
Supplement I to Part 226—Official Staff Interpretations |
… (mehr)
 
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5653735991n | Oct 28, 2023 |
ABSTRACT:
Electric power supply issues have been actively discussed in recent years in Congress as well as by regulators, electric utilities, and other interested parties. All parties have expressed renewed interest in alternatives to large, long lead-time powerplants. In 1981 the House Committee on Banking, Finance, and Urban Affairs requested that OTA examine the prospects of small power generation in the United States , citing that: ... considerations of energy policy have not taken adequately into account the possibilities of decentralizing part of America's electrical generating capabilities by distributing them within urban and other communities. At this time, the effects of the implementation of PURPA were beginning to appear. This act defined a role for grid-connected, nonutility small power producers in U.S . electricity generation, requiring utilities to interconnect and pay these producers for electricity provided to the grid. During the early 1980 , it became clear that the most active nonutility area of small power pro duction would be (and still is) industrial cogeneration of steam and electricity. Consequently, in 1983 in response to the Banking Committee' s request, OT A completed an assessment of industrial and commercial cogeneration… (mehr)
 
Gekennzeichnet
SandiaCSP | Aug 31, 2021 |
See also papers in SH Archive Financial Institutions box 2.
 
Gekennzeichnet
LibraryofMistakes | May 19, 2021 |
See also 16 boxes of documents in SH Archive.
 
Gekennzeichnet
LibraryofMistakes | Mar 2, 2021 |

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