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Die with Zero: Getting All You Can from Your Money and Your Life

von Bill Perkins

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Business. Finance. Nonfiction. HTML:A common-sense guide to living rich . . . instead of dying rich
Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.

The only thing you wasted along the way was . . . your life.

Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your moneyâ??and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called "golden years."

In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins's plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for.

You'll discover how to maximize your lifetime memorable moments with "time-bucketing," how to convert your earnings into priceless memories by following your "net worth curve," and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your "fulfillment curve" and "personal interest rate."

Using his own life experiences as well as the inspiring stories and cautionary tales of othersâ??and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral financeâ??Perkins makes a timely, convincing, and contrarian case for livi
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I didn't get as much out of this, but it's very likely that's because my mindset isn't about "experiencing" everything the way the author's is. I did like the whole giving money to your kids and/or charity well before your death so you then have the rest of the money for yourself; it definitely makes sense to give the gift while living rather than bundling it along with potential grief. I'm nowhere near retirement or even having enough money for the things the author does (of course he's a billionaire so there's that...), but it's interesting to me how to look at what you have and what you want to do with yourself and your life. I am fascinated that he's basically saying do things now for the memories since that's all you'll have when you're old and infirm in a bed and can only think about the past... ( )
  spinsterrevival | Nov 15, 2023 |
The book says this - Life is short. Don't "over-index" on investing and saving for your future self. Invest your money in getting memorable experiences (whatever is important to you - parasailing, spending time with your kid/parent, or throwing a lavish party with your loved ones).

I like the concept of giving away money to your loved things (kids, charity or whatever your love) and dying with the bare minimum thing in your savings account. In principle, this is a good take - live life fully with zest and don't succumb to your work or habits. I also understand this comes only from a place of privilege (social, economic and emotional status). But still, this advice is good.

But I'm not too fond of all the things about metrics like emotional dividends, index on what is essential and other numbers. ( )
  Santhosh_Guru | Oct 19, 2023 |
This book helped me think deeply about the balance of time, health and money. The answer will be different for everyone but all should reflect on their desired balance. A suggestion would be to read Chapter 6: Balance Your Life. Bill Perkins provides a series of rules for each chapter; my favorite rule" "Don't live your life on autopilot." ( )
  brewbooks | Nov 22, 2022 |
To be honest, I did not follow the author’s advice. I tried to save all the money I could when I was younger so I forgoed taking any trips. I could have been bolder and more adventurous when I was younger.

Perkins points out lost opportunities for travel and other life experiences because when we were younger, we focused on our jobs and saving money.

Ideally, I’d like Chris and I to die with $0 in the bank. But I have no idea how long either of us on this earth. I do agree that we should spend some money on travel while the both of us are still healthy and can walk. As the author points out, when we move from go-go to slow go, we won’t have the inclination or incentive to spend money.

The author does present some financial advice but I think his biggest contribution is making us think about the big picture----balancing our health, wealth and time to enjoy a good life. ( )
  writemoves | Oct 26, 2021 |
Although the author writes from a very different socioeconomic place than I am at, the concerns about how to live our best possible lives in the time that we have, with the resources we have, are universal. The book provides a lot to consider, and it's a good start towards thinking on these topics more deeply.

( )
  RandyRasa | Aug 2, 2021 |
keine Rezensionen | Rezension hinzufügen
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Business. Finance. Nonfiction. HTML:A common-sense guide to living rich . . . instead of dying rich
Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.

The only thing you wasted along the way was . . . your life.

Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your moneyâ??and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called "golden years."

In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins's plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for.

You'll discover how to maximize your lifetime memorable moments with "time-bucketing," how to convert your earnings into priceless memories by following your "net worth curve," and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your "fulfillment curve" and "personal interest rate."

Using his own life experiences as well as the inspiring stories and cautionary tales of othersâ??and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral financeâ??Perkins makes a timely, convincing, and contrarian case for livi

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