Sharon RamseyRezensionen

In the Total Money Makeover, Ramsey lays out a program for freeing yourself from debt and money worries by changing your behavior: paying with cash only, eliminating debt, saving for emergencies, and investing. The program is intended for everyone—from high earners to people thousands of dollars in debt.

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Some of it was a repeat from his Total Money Makeover. But there was some great information about special age groups (and giving advice) that was new. And it seemed much less like a personal advertisement than TMM.

I just don't think I am ever going to finish this. I haven't gotten out of the prologue yet. I know I really should, but I just can't get into the mood.

Maggie, I'll give this bad the next time I see you :",,,,,,0,,,,,
226162,The Omen,David Seltzer,Seltzer

Practical advice to getting out of debt and being able to save money. Simple, easy to understand, written like Dave talks. The chapters do not necessarily build on one another so you can read sections that interest you or that you need. A worthwhile read for high school students who will not learn much practical economics in a high school course.

After listening to Dave Ramsey's podcast I decided to pick up the book (along with the workbook). This is the first financial book I've been able to read and not have it go right over my head (as far as investments...mutual funds...401k...etc. goes). Left me fired up about debt free! Now to get started on the baby steps...

Since I've also read The Total Money Makeover, nothing new in this book, really, but still a good refresher.

Dave Ramsey has been on TV and also markets his "Financial Peace University" through churches, primarily of the evangelical type. His advice is stringent and not very sophisticated but not what I would call bad advice. A lot of people would be a lot happier if they had taken it.

The way to live a financially peaceful life. Have money, save money and not argue with your spouse.

One of the better personal finance books I've read. Clear, easy to understand, and centered on strong values.

I prefer [book:Total Money Makeover], especially if you are interested in becoming debt-free. Financial Peace goes more in depth on several topics including investing and finances for children, so it's worth reading. There wasn't as much overlap between the two books as I had feared. I'm enjoying it, but I'm not as on-fire excited as I was when I was reading the Total Money Makeover.

Everybody should read this book before purchasing a car, home, or even applying for a credit card; it could save you thousands! Dave Ramsey provides personal finance and investment advice in a practical easy-to-read manner with a degree of humor. I would highly recommend this book for any person ranging from a freshman in high school to senior citizens. It is a must read.

I read this as a companion to Ramsey's Financial Peace University. It basically reinforces the concepts he teaches in the course, but you can get a lot out of just reading the book.

Ramsey himself says that he gives advise that your grandmother would give (he just keeps his teeth in), and the advise is really a lot of common sense. To get you money under control you have to stop buying things you can't afford. Pay off your debts and don't borrow any more money; save up for what you want. Have an emergency fund so that you don't need credit when you get into a crunch (and you will).

Ramsey's story is interesting in that he was very successful--a millionaire--doing things the way that everyone does: leveraging borrowed money and focusing on building cash flow rather than assets. He went broke. As he was rebuilding his finances, he talked with people who were really rich. He says if you want to succeed, you find successful people and do what they do. And those discussions formed the foundation of the advise he gives.

There is a spiritual aspect to money, and Ramsey covers that as well, quoting liberally from Proverbs and the New Testament. He doesn't really proselytize much, but he does emphasize the wisdom found in the Bible.

I got lot out of this book. Not only does he give good basic advice, but it is written in a straightforward style that makes complex concepts understandable, and there are lots of worksheets to help you get started. Applying his concepts, I have been able to get things under control--just in time for the economic downturn. If more people followed this advice, we would be in a lot less trouble now.

I'd recommend Financial Peace Revisited for anyone who wants a simple, effective plan to get their finances under control.

Related website: http://wwww.daveramsey.com/

Comments or questions on this review? Leave me a comment n my profile.½

First financial book I've ever read and I still go back to it. Dave has a great plan for getting out of debt and building wealth that is low-risk and works. If you've ever heard his radio show, you probably know his story of losing everything and going bankrupt in his 20's. He wants to help others avoid his fate and show them that even if they are deeply in debt, there is a way out. This guy has helped so many people get a handle on their finances and become smart spenders/investors. If you are having problems with debt, this is the book to go to!!!

Got as part of the FPU class. The kit also has audio tapes of the program as well as a workbook and worksheets. Also a computer CD included.

Good book. I recommend it for getting money in order. Of course, reading it and doing what it suggests is a completely different story! We are trying very hard (you know for a whole entire week now! but it's a start!)½

Very good financial advice, especially for beginners!

This is an excellent book to read for those wanting to get out of debt. There is not only inforation on getting out of debt but also wise investing so that you can live comfortably in your later years.